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A free budget and credit counseling session gives you the opportunity to work with a certified credit counselor and create an action plan for your financial future. Online counseling available 24/7, 365 days a year.

When soldiers return home it can be difficult to truly reconnect with relationships and establish themselves financially. This program is geared toward helping members of the military and veterans re-establish themselves and achieve financial stability.

Information, tips, and resources to help you effectively manage your money. Topics include budgeting, saving, credit, debt, banking, and taxes.

Provides temporary cash assistance for families in need. Some families participate in the WorkFirst Program which helps participants find and keep jobs. Persons who are eligible may also qualify for Diversion Cash Assistance, which can help with living expenses when a family needs short term assistance and meets program requirements.

Helps eligible refugees and other humanitarian immigrants by providing cash assistance for up to four months from their arrival date in the United States (or from the date of their immigration status for asylees or victims of trafficking). RCA is for eligible people who do not have minor children.

Provides assistance to people who meet requirements for disability. SSDI pays benefits to you and certain family members if you are “insured.” This means that you worked long enough – and recently enough - and paid Social Security taxes on your earnings.

Free financial empowerment courses cover financial goals, budgeting, debt management, and more. Classes are in-person and available year-round in both English and Spanish, with specialized courses for teens and seniors.

Support services for paying and receiving child support. Helps administrate court ordered child support as well as developing and maintaining support processed through administrative order.

Provides limited emergency financial assistance through vouchers for food, gas, and other basic needs. Call and leave a message to request assistance. Messages will be responded to on Tuesday mornings and Thursday afternoons.

Benefits paid to widows, widowers, and dependents of eligible workers. This benefit is particularly important for young families with children. You and your family could be eligible for benefits based on the earnings of a worker who died. The deceased person must have worked long enough to qualify for benefits.

Provides funds to families in need to help cover costs associated with medical bills, therapies and numerous other aspects of supporting a child or young adult on the autism spectrum. Applicants can request a yearly grant up to $1,000 to help cover the costs to get the care, support and items needed.

The EcSA program helps families achieve financial success by paving a path to build a meaningful career and create confidence through financial literacy. Families with children who receive SNAP benefits are eligible to enroll.

Cascade Arrearage Relief and Energy Savings or CARES can reduce Cascade Natural Gas bills based on your income and household size. To apply for relief, complete the online form or contact your local Community Action Agency for assistance.

Provides assistance to residents of Blaine, Birch Bay, Custer, and Point Roberts who have short-term emergency needs for financial assistance, including utility bills (shut-off impending), critical prescription needs, grocery vouchers (when other food assistance is not available), and emergency gasoline assistance.

A federal program dedicated to making phone and internet service more affordable for low-income households. This benefit provides eligible consumers with a monthly discount of up to $9.25, or up to $34.25 per month for households living on on qualifying Tribal land. Certain Lifeline providers offer free phone service for qualifying households, and may provide you with a free cell phone.

Grants for children and young adults with medical problems or physical disabilities to meet needs that are not covered by insurance. Also provides education scholarships to young adults with medical and/or physical disabilities.

A monthly check that replaces part of your income when you reduce your hours or stop working altogether. It may not replace all your income so it's best to identify other ways to pay for your monthly expenses as you age.

A state-funded program that provides women who are low-income and pregnant and who are not eligible for Temporary Assistance for Needy Families or State Family Assistance with cash assistance and a referral to the HEN program.

Provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. SSI payments are also made to people age 65 and older without disabilities who meet the financial qualifications.

A student loan counseling session will give you the opportunity to discuss your options with a counselor who will give personalized recommendations about the repayment programs you might qualify for, along with other suggestions to make the debt more manageable.

Available for free to all families and individuals living in a county where federal or state-declared disaster has occurred. Create a personalized recovery plan, receive ongoing support and assistance completing applications for FEMA aid and submitting relevant insurance claims.

A Debt Management Program is a structured repayment plan that helps you pay off your unsecured debts more easily. Often, it comes with the added benefits of lower interest rates and waived fees.

Allows you to fulfill the requirements set forth by bankruptcy law and gives you access to a certified credit counselor. Pre-filing counseling and pre-discharge education available.

Variety of homebuyer programs to satisfy loan requirements such as those for first time buyers, high cost loan counseling, HomeREACH mortgage prep, and other online courses.

Online library of resource guides created by Opportunity Council's Community Resource Center. Find resource guides for food, clothing, hygiene, housing, and more in printer friendly, PDF format.