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USDA assists approved lenders in offering fixed, low-interest, no money down home loans for low and moderate-income households in eligible rural areas.

Provides temporary cash assistance for families in need. Some families participate in the WorkFirst Program which helps participants find and keep jobs. Persons who are eligible may also qualify for Diversion Cash Assistance, which can help with living expenses when a family needs short term assistance and meets program requirements.

Eligible foster youth receive up to 36 months of rental assistance, with the possibility of a 24-month extension under the Fostering Stable Housing Opportunities (FSHO) amendments. Participants work alongside a housing support specialist to receive individualized services, aiding them in achieving self-sufficiency, addressing not just their immediate housing needs but also their long-term stability and independence.

Provides access to essential needs items and potential rental assistance for low-income individuals who are unable to work for at least 90 days due to a physical and/or mental incapacity.

Offers fixed, low-interest, no money down loans for low and very-low income applicants to apply towards homeownership in eligible rural areas. Payment assistance is also available to subsidize mortgage payments for short times.

Helps community members with short-term, emergency assistance which may include utilities, rent, clothing, household goods, laundry, and transportation. 1-2 week regular turnaround.

See website for homeowner loan eligibility criteria and application. If eligible, with a CLT loan, there are no mortgage insurance payments, no balloon payments, no short terms, no fluctuating interest rates–only 30-year fixed-rate conventional mortgages.

The Housing Choice Voucher program (Section 8) is a rent subsidy program funded by the Department of Housing and Urban Development (HUD) and administered by the Bellingham Housing Authority (BHA). This voucher based program is designed to assist lower income families, disabled individuals, and the elderly to find well-maintained housing in the private market in a location of their choosing, at a price they can afford.

Eviction prevention rental assistance program serving low-income Whatcom County households who are at risk of becoming homeless. Services include housing-focused case management and temporary rent assistance to help households maintain housing and avoid homelessness. Call for updates on screening and scheduling.

Provides rental assistance, related housing costs, and case management to young adults, ages 18-24, who have been a dependent of the state or federally recognized tribal foster care system prior to age 18.

This program is for young people, ages 18-24, who are moving out of unstable situations that resulted in them being temporarily homeless. This program offers lease support, housing financial assistance, deposit, and ongoing skill building in collaboration with Housing Case Managers.\nNote: Rapid Rehousing is accessed through a main application process and is NOT first come, first served.

Serving families, seniors, and those with disabilities. Units are offered based on availability. Households generally pay 30% of their income for rent. Each property has its own application process; visit the Applicant Portals page to begin the application process.

Program offering reduction in property taxes for eligible residents. Applicants must be seniors or disabled adults, own and occupy the property in question, and meet disposable income limits.

Additional housing or utility cash benefit for individuals and families already in the TANF or SFA programs. Program intent is to keep people in housing, prevent utility disconnection, or get clients into housing.

Provides subsidized housing for Native Americans. Lummi Tribal members are prioritized.

Provides housing opportunities for Nooksack Tribal community. Services include Low Rent Program, programs leading to eventual homeownership, and waiting list of Tribal members in need of affordable housing. Nooksack Housing also helps Tribal members connect with other state and federal housing services, including the Section 184 Home Loan Program, Down Payment Assistance, as well as other administrative assistance.

If you own your manufactured or mobile home and live in a community that is closing in Washington State, you may be eligible for relocation assistance. Manufactured and mobile home relocation assistance is provided to eligible low-income households on a first-come, first-served basis.

Helps Lynden community members with short-term, emergency assistance which may include utilities, rent, clothing, household goods, laundry, and transportation. Call to set up an appointment.

Bellingham Housing Authority owns and manages properties that are rented to eligible households at a subsidized rate. This program can serve families, seniors, and those with disabilities. Households pay 30% of their income for rent.

Program that provides fixed low-interest loans to very-low income homeowners to repair or modernize their homes, or grants to elderly very-low income homeowners to remove health hazards.